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Credit Unions · North Carolina
Carolina Cooperative
Charlotte, NC · NCUA Charter #24801 · Federal charter · Chartered 1962
Total assets
$46.27M
Shares & deposits
$39.37M
Total loans
$31.50M
Members
7,860
Net worth
$6.58M
Branches
3
Rank: #2,456 of 4,299 U.S. credit unions by assets · #38 of 57 in North Carolina. Assets changed -6.6% and membership -19.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.17% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.17% |
| Loans to shares & deposits | 80.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $55.88M | $48.81M | $0 | $6.54M |
| Jun 2023 | $55.49M | $47.89M | $0 | $6.81M |
| Jun 2024 | $53.38M | $46.08M | $0 | $6.91M |
| Jun 2025 | $49.52M | $42.62M | $0 | $6.72M |
| Jun 2026 | $46.27M | $39.37M | $0 | $6.58M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 3 |
Similar-sized credit unions
H. E. Telephone ($46.36M) · Methodist Healthcare ($46.24M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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