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Credit Unions · South Carolina
Carolina Trust
MYRTLE BEACH, SC · NCUA Charter #12361 · Federal charter · Chartered 1958
Total assets
$422.02M
Shares & deposits
$375.88M
Total loans
$327.62M
Members
41,114
Net worth
$41.57M
Branches
7
Rank: #849 of 4,299 U.S. credit unions by assets · #14 of 45 in South Carolina. Assets changed 2.8% and membership -0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.04% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.47% |
| Loans to shares & deposits | 87.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $393.86M | $357.89M | $0 | $32.22M |
| Jun 2023 | $390.54M | $354.38M | $0 | $35.78M |
| Jun 2024 | $395.44M | $361.76M | $0 | $36.51M |
| Jun 2025 | $410.60M | $368.62M | $0 | $38.50M |
| Jun 2026 | $422.02M | $375.88M | $0 | $41.57M |
Branch footprint
| State | Branches |
|---|---|
| South Carolina | 7 |
Similar-sized credit unions
Glendale Area Schools ($422.09M) · 1St Community ($421.75M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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