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Credit Unions · North Carolina
Carolinas Telco
Charlotte, NC · NCUA Charter #23494 · Federal charter · Chartered 1979
Total assets
$506.32M
Shares & deposits
$425.23M
Total loans
$295.56M
Members
31,584
Net worth
$76.26M
Branches
10
Rank: #753 of 4,299 U.S. credit unions by assets · #13 of 57 in North Carolina. Assets changed 0.2% and membership -2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.06% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.51% |
| Loans to shares & deposits | 69.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $596.64M | $480.28M | $0 | $76.82M |
| Jun 2023 | $569.79M | $446.06M | $0 | $80.15M |
| Jun 2024 | $541.78M | $426.74M | $0 | $76.77M |
| Jun 2025 | $505.46M | $421.51M | $0 | $74.70M |
| Jun 2026 | $506.32M | $425.23M | $0 | $76.26M |
Branch footprint
| State | Branches |
|---|---|
| North Carolina | 7 |
| South Carolina | 2 |
| California | 1 |
Similar-sized credit unions
Teg ($506.55M) · Nizari Progressive ($504.81M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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