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Cent
Mason City, IA · NCUA Charter #65238 · State charter, federally insured · Chartered 1965
Total assets
$165.99M
Shares & deposits
$144.61M
Total loans
$133.21M
Members
11,556
Net worth
$21.14M
Branches
4
Rank: #1,430 of 4,299 U.S. credit unions by assets · #21 of 66 in Iowa. Assets changed -3.8% and membership 1.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.73% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.15% |
| Loans to shares & deposits | 92.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $72.27M | $64.02M | $0 | $8.62M |
| Jun 2023 | $152.87M | $135.31M | $0 | $17.71M |
| Jun 2024 | $160.44M | $141.41M | $0 | $18.80M |
| Jun 2025 | $172.47M | $152.12M | $0 | $19.80M |
| Jun 2026 | $165.99M | $144.61M | $0 | $21.14M |
Branch footprint
| State | Branches |
|---|---|
| Iowa | 4 |
Similar-sized credit unions
Jefferson Parish Employees ($166.05M) · Inner Lakes ($165.89M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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