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Central One
Shrewsbury, MA · NCUA Charter #8218 · Federal charter · Chartered 1952
Total assets
$872.07M
Shares & deposits
$722.97M
Total loans
$698.68M
Members
39,412
Net worth
$84.80M
Branches
9
Rank: #529 of 4,299 U.S. credit unions by assets · #14 of 121 in Massachusetts. Assets changed 4.2% and membership 0.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.72% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.41% |
| Loans to shares & deposits | 96.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $737.78M | $655.54M | $0 | $65.07M |
| Jun 2023 | $774.46M | $657.10M | $0 | $70.46M |
| Jun 2024 | $803.91M | $670.29M | $0 | $75.90M |
| Jun 2025 | $837.19M | $702.57M | $0 | $80.11M |
| Jun 2026 | $872.07M | $722.97M | $0 | $84.80M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 9 |
Similar-sized credit unions
Pfcu ($873.22M) · Boulder Dam ($871.54M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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