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Central Virginia
LYNCHBURG, VA · NCUA Charter #22307 · Federal charter · Chartered 1976
Total assets
$197.76M
Shares & deposits
$171.21M
Total loans
$117.34M
Members
13,062
Net worth
$24.91M
Branches
5
Rank: #1,291 of 4,299 U.S. credit unions by assets · #36 of 95 in Virginia. Assets changed 2.1% and membership -0.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.70% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.31% |
| Loans to shares & deposits | 68.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $201.15M | $184.70M | $0 | $14.88M |
| Jun 2023 | $203.78M | $185.08M | $0 | $17.08M |
| Jun 2024 | $189.44M | $168.31M | $0 | $19.10M |
| Jun 2025 | $193.65M | $169.66M | $0 | $22.04M |
| Jun 2026 | $197.76M | $171.21M | $0 | $24.91M |
Branch footprint
| State | Branches |
|---|---|
| Virginia | 5 |
Similar-sized credit unions
Firestone ($198.14M) · Sky ($197.30M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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