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Chattanooga Area Schools
CHATTANOOGA, TN · NCUA Charter #690 · Federal charter · Chartered 1935
Total assets
$199.22M
Shares & deposits
$174.47M
Total loans
$86.14M
Members
12,302
Net worth
$23.92M
Branches
2
Rank: #1,286 of 4,299 U.S. credit unions by assets · #28 of 125 in Tennessee. Assets changed 5.6% and membership -0.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.01% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.23% |
| Loans to shares & deposits | 49.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $181.41M | $157.53M | $0 | $23.49M |
| Jun 2023 | $179.06M | $154.59M | $0 | $23.73M |
| Jun 2024 | $182.59M | $158.47M | $0 | $22.98M |
| Jun 2025 | $188.64M | $164.19M | $0 | $23.26M |
| Jun 2026 | $199.22M | $174.47M | $0 | $23.92M |
Branch footprint
| State | Branches |
|---|---|
| Tennessee | 2 |
Similar-sized credit unions
Sentinel ($199.28M) · Oklahoma ($198.87M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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