Advertisement
Chelsea Employees
Chelsea, MA · NCUA Charter #851 · Federal charter · Chartered 1935
Total assets
$21.45M
Shares & deposits
$19.19M
Total loans
$14.95M
Members
2,262
Net worth
$1.85M
Branches
1
Rank: #3,075 of 4,299 U.S. credit unions by assets · #92 of 121 in Massachusetts. Assets changed 3.3% and membership 5.7% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 8.65% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.08% |
| Loans to shares & deposits | 77.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $21.18M | $19.90M | $0 | $1.27M |
| Jun 2023 | $20.70M | $19.34M | $0 | $1.36M |
| Jun 2024 | $20.16M | $18.57M | $0 | $1.57M |
| Jun 2025 | $20.77M | $18.38M | $0 | $1.75M |
| Jun 2026 | $21.45M | $19.19M | $0 | $1.85M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 1 |
Similar-sized credit unions
Community Spirit Credit Union ($21.47M) · Chicago Firemans Assoc ($21.45M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement