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Chiphone
ELKHART, IN · NCUA Charter #5422 · Federal charter · Chartered 1947
Total assets
$111.83M
Shares & deposits
$92.95M
Total loans
$40.21M
Members
8,873
Net worth
$18.38M
Branches
7
Rank: #1,735 of 4,299 U.S. credit unions by assets · #41 of 121 in Indiana. Assets changed -0.7% and membership -2.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 16.43% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 43.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $120.91M | $104.08M | $0 | $16.21M |
| Jun 2023 | $115.94M | $98.58M | $0 | $17.07M |
| Jun 2024 | $112.38M | $94.59M | $0 | $17.54M |
| Jun 2025 | $112.59M | $93.83M | $0 | $17.85M |
| Jun 2026 | $111.83M | $92.95M | $0 | $18.38M |
Branch footprint
| State | Branches |
|---|---|
| Indiana | 7 |
Similar-sized credit unions
Muskogee ($112.02M) · Trunorthern ($111.68M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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