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Credit Unions · New York

Circuit

CHEEKTOWAGA, NY · NCUA Charter #12912 · Federal charter · Chartered 1959

Total assets
$11.47M
Shares & deposits
$9.95M
Total loans
$7.49M
Members
1,056
Net worth
$1.52M
Branches
2
Rank: #3,449 of 4,299 U.S. credit unions by assets · #204 of 268 in New York. Assets changed -4.9% and membership 0.6% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)13.25%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.24%
Loans to shares & deposits75.3%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$11.92M$10.42M$0$1.50M
Jun 2023$11.85M$10.36M$0$1.50M
Jun 2024$11.28M$9.68M$0$1.60M
Jun 2025$12.06M$10.49M$0$1.56M
Jun 2026$11.47M$9.95M$0$1.52M

Branch footprint

StateBranches
New York2

Similar-sized credit unions

Vickswood ($11.47M) · Brownfield ($11.43M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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