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Common Cents
Beaumont, TX · NCUA Charter #15788 · Federal charter · Chartered 1963
Total assets
$34.23M
Shares & deposits
$29.97M
Total loans
$21.87M
Members
3,666
Net worth
$4.15M
Branches
3
Rank: #2,732 of 4,299 U.S. credit unions by assets · #216 of 380 in Texas. Assets changed -4.8% and membership 3.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.13% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.05% |
| Loans to shares & deposits | 73.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $34.18M | $30.07M | $0 | $4.46M |
| Jun 2023 | $34.63M | $29.93M | $0 | $4.58M |
| Jun 2024 | $34.62M | $29.69M | $0 | $4.54M |
| Jun 2025 | $35.97M | $31.71M | $0 | $4.22M |
| Jun 2026 | $34.23M | $29.97M | $0 | $4.15M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 3 |
Similar-sized credit unions
Canals & Trails ($34.24M) · Greater Central Texas ($34.17M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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