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Community South
Chipley, FL · NCUA Charter #67434 · State charter, federally insured · Chartered 1991
Total assets
$244.61M
Shares & deposits
$209.44M
Total loans
$181.93M
Members
15,108
Net worth
$31.93M
Branches
4
Rank: #1,168 of 4,299 U.S. credit unions by assets · #51 of 107 in Florida. Assets changed 4.2% and membership 3.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.05% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.43% |
| Loans to shares & deposits | 86.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $195.47M | $170.51M | $0 | $24.81M |
| Jun 2023 | $223.84M | $196.43M | $0 | $27.66M |
| Jun 2024 | $241.24M | $212.97M | $0 | $28.33M |
| Jun 2025 | $234.84M | $203.46M | $0 | $30.11M |
| Jun 2026 | $244.61M | $209.44M | $0 | $31.93M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 4 |
Similar-sized credit unions
Luso ($244.62M) · C E S ($244.28M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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