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Cornerstone Community
LOCKPORT, NY · NCUA Charter #11723 · Federal charter · Chartered 1957
Total assets
$730.16M
Shares & deposits
$671.91M
Total loans
$507.93M
Members
44,239
Net worth
$55.60M
Branches
7
Rank: #608 of 4,299 U.S. credit unions by assets · #30 of 268 in New York. Assets changed 3.3% and membership 2.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 7.73% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.22% |
| Loans to shares & deposits | 75.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $580.02M | $554.64M | $0 | $43.58M |
| Jun 2023 | $582.65M | $543.52M | $0 | $47.60M |
| Jun 2024 | $632.57M | $587.06M | $0 | $50.78M |
| Jun 2025 | $706.82M | $654.80M | $0 | $52.37M |
| Jun 2026 | $730.16M | $671.91M | $0 | $55.60M |
Branch footprint
| State | Branches |
|---|---|
| New York | 7 |
Similar-sized credit unions
Superior Choice ($730.34M) · Quincy ($729.40M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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