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Credit Union One
Ferndale, MI · NCUA Charter #62562 · State charter, federally insured · Chartered 1938
Total assets
$1.81B
Shares & deposits
$1.60B
Total loans
$1.32B
Members
107,597
Net worth
$204.66M
Branches
17
Rank: #281 of 4,299 U.S. credit unions by assets · #15 of 169 in Michigan. Assets changed 3.5% and membership -1.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.63% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.25% |
| Loans to shares & deposits | 82.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.83B | $1.70B | $0 | $144.37M |
| Jun 2023 | $1.76B | $1.61B | $0 | $158.71M |
| Jun 2024 | $1.73B | $1.57B | $0 | $170.70M |
| Jun 2025 | $1.75B | $1.57B | $0 | $185.10M |
| Jun 2026 | $1.81B | $1.60B | $0 | $204.66M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 17 |
Similar-sized credit unions
Fibre ($1.82B) · Unitus Community ($1.81B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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