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Deseret First
West Valley Cit, UT · NCUA Charter #24708 · Federal charter · Chartered 1955
Total assets
$1.27B
Shares & deposits
$1.14B
Total loans
$1.03B
Members
88,240
Net worth
$107.10M
Branches
12
Rank: #392 of 4,299 U.S. credit unions by assets · #7 of 51 in Utah. Assets changed 6.8% and membership 4.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.59% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.47% |
| Loans to shares & deposits | 90.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $949.48M | $867.13M | $0 | $70.04M |
| Jun 2023 | $1.03B | $935.81M | $0 | $79.75M |
| Jun 2024 | $1.11B | $1.00B | $0 | $86.99M |
| Jun 2025 | $1.19B | $1.08B | $0 | $95.86M |
| Jun 2026 | $1.27B | $1.14B | $0 | $107.10M |
Branch footprint
| State | Branches |
|---|---|
| Utah | 12 |
Similar-sized credit unions
Sidney ($1.27B) · Gulf Coast Educators ($1.27B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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