Advertisement
Directors Choice
ALBANY, NY · NCUA Charter #68420 · State charter, federally insured · Chartered 1999
Total assets
$11.93M
Shares & deposits
$9.12M
Total loans
$6.37M
Members
731
Net worth
$2.82M
Branches
4
Rank: #3,424 of 4,299 U.S. credit unions by assets · #203 of 268 in New York. Assets changed 4.9% and membership -3.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 23.60% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 4.58% |
| Loans to shares & deposits | 69.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $12.57M | $10.57M | $0 | $2.00M |
| Jun 2023 | $11.50M | $9.32M | $0 | $2.18M |
| Jun 2024 | $11.51M | $9.07M | $0 | $2.44M |
| Jun 2025 | $11.37M | $8.75M | $0 | $2.62M |
| Jun 2026 | $11.93M | $9.12M | $0 | $2.82M |
Branch footprint
| State | Branches |
|---|---|
| New York | 4 |
Similar-sized credit unions
Tennessee Department Of Safety ($11.95M) · Provident ($11.93M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement