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Dow
Midland, MI · NCUA Charter #60137 · State charter, federally insured · Chartered 1937
Total assets
$2.62B
Shares & deposits
$2.35B
Total loans
$1.23B
Members
83,961
Net worth
$264.44M
Branches
2
Rank: #203 of 4,299 U.S. credit unions by assets · #10 of 169 in Michigan. Assets changed 5.9% and membership 0.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.12% |
| Loans to shares & deposits | 52.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.17B | $1.97B | $0 | $215.87M |
| Jun 2023 | $2.13B | $1.89B | $0 | $225.93M |
| Jun 2024 | $2.33B | $2.11B | $0 | $232.50M |
| Jun 2025 | $2.48B | $2.22B | $0 | $246.74M |
| Jun 2026 | $2.62B | $2.35B | $0 | $264.44M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 2 |
Similar-sized credit unions
Credit Union Of Colorado, A ($2.63B) · Hughes ($2.60B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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