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Dowagiac Area
Dowagiac, MI · NCUA Charter #21070 · Federal charter · Chartered 1972
Total assets
$26.03M
Shares & deposits
$23.10M
Total loans
$12.19M
Members
1,827
Net worth
$2.90M
Branches
1
Rank: #2,933 of 4,299 U.S. credit unions by assets · #153 of 169 in Michigan. Assets changed 1.8% and membership -0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.14% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.45% |
| Loans to shares & deposits | 52.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $25.19M | $23.63M | $0 | $1.52M |
| Jun 2023 | $23.85M | $21.96M | $0 | $1.84M |
| Jun 2024 | $22.81M | $20.51M | $0 | $2.32M |
| Jun 2025 | $25.57M | $22.91M | $0 | $2.56M |
| Jun 2026 | $26.03M | $23.10M | $0 | $2.90M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 1 |
Similar-sized credit unions
Onomea ($26.05M) · North East Welch ($25.95M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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