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Downriver Community
Ecorse, MI · NCUA Charter #4853 · Federal charter · Chartered 1942
Total assets
$193.24M
Shares & deposits
$180.82M
Total loans
$78.12M
Members
12,089
Net worth
$20.36M
Branches
3
Rank: #1,307 of 4,299 U.S. credit unions by assets · #84 of 169 in Michigan. Assets changed 2.4% and membership -3.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.54% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.30% |
| Loans to shares & deposits | 43.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $206.15M | $199.10M | $0 | $16.57M |
| Jun 2023 | $196.79M | $192.23M | $0 | $17.73M |
| Jun 2024 | $189.21M | $181.78M | $0 | $18.63M |
| Jun 2025 | $188.77M | $178.54M | $0 | $19.47M |
| Jun 2026 | $193.24M | $180.82M | $0 | $20.36M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
Similar-sized credit unions
Mon Valley Community ($193.43M) · Long Reach ($193.22M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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