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Earning Tree
Wilkes Barre, PA · NCUA Charter #12333 · Federal charter · Chartered 1958
Total assets
$49.45M
Shares & deposits
$44.66M
Total loans
$6.74M
Members
1,858
Net worth
$5.04M
Branches
4
Rank: #2,400 of 4,299 U.S. credit unions by assets · #125 of 269 in Pennsylvania. Assets changed 7.6% and membership -3.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.62% |
| Loans to shares & deposits | 15.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $34.61M | $31.97M | $0 | $2.84M |
| Jun 2023 | $32.28M | $29.59M | $0 | $2.94M |
| Jun 2024 | $42.80M | $38.53M | $0 | $4.64M |
| Jun 2025 | $45.97M | $41.42M | $0 | $4.83M |
| Jun 2026 | $49.45M | $44.66M | $0 | $5.04M |
Branch footprint
| State | Branches |
|---|---|
| Pennsylvania | 4 |
Similar-sized credit unions
Central Valley Firefighters ($49.45M) · State Cs Employees ($49.44M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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