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Eastern Panhandle
Martinsburg, WV · NCUA Charter #19890 · Federal charter · Chartered 1970
Total assets
$18.79M
Shares & deposits
$16.40M
Total loans
$11.51M
Members
2,216
Net worth
$2.29M
Branches
3
Rank: #3,154 of 4,299 U.S. credit unions by assets · #42 of 74 in West Virginia. Assets changed 3.6% and membership -22.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.18% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 70.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $20.76M | $19.17M | $0 | $1.45M |
| Jun 2023 | $20.13M | $18.34M | $0 | $1.64M |
| Jun 2024 | $19.43M | $17.41M | $0 | $1.78M |
| Jun 2025 | $18.13M | $15.97M | $0 | $2.06M |
| Jun 2026 | $18.79M | $16.40M | $0 | $2.29M |
Branch footprint
| State | Branches |
|---|---|
| West Virginia | 2 |
| Virginia | 1 |
Similar-sized credit unions
Coteau Valley ($18.83M) · Huron Area Education ($18.78M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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