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Education First Credit Union, Inc.
Columbus, OH · NCUA Charter #68447 · State charter, federally insured · Chartered 1936
Total assets
$145.69M
Shares & deposits
$125.57M
Total loans
$103.53M
Members
12,041
Net worth
$14.57M
Branches
3
Rank: #1,519 of 4,299 U.S. credit unions by assets · #63 of 192 in Ohio. Assets changed -1.8% and membership -2.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.00% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.66% |
| Loans to shares & deposits | 82.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $146.80M | $127.16M | $0 | $12.88M |
| Jun 2023 | $142.73M | $123.25M | $0 | $13.20M |
| Jun 2024 | $140.45M | $123.50M | $0 | $13.28M |
| Jun 2025 | $148.32M | $130.68M | $0 | $13.38M |
| Jun 2026 | $145.69M | $125.57M | $0 | $14.57M |
Branch footprint
| State | Branches |
|---|---|
| Ohio | 3 |
Similar-sized credit unions
Maui ($146.18M) · Central Maine ($145.48M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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