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Embers
Marquette, MI · NCUA Charter #62038 · State charter, federally insured · Chartered 1953
Total assets
$621.76M
Shares & deposits
$544.26M
Total loans
$408.95M
Members
33,458
Net worth
$75.04M
Branches
8
Rank: #675 of 4,299 U.S. credit unions by assets · #42 of 169 in Michigan. Assets changed 9.4% and membership 3.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.07% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.12% |
| Loans to shares & deposits | 75.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $491.94M | $439.35M | $0 | $61.63M |
| Jun 2023 | $497.23M | $446.11M | $0 | $64.85M |
| Jun 2024 | $527.29M | $469.77M | $0 | $66.33M |
| Jun 2025 | $568.60M | $501.49M | $0 | $68.90M |
| Jun 2026 | $621.76M | $544.26M | $0 | $75.04M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 8 |
Similar-sized credit unions
Floridacentral ($621.77M) · Town & Country ($621.20M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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