Advertisement
Emblem
GADSDEN, AL · NCUA Charter #67252 · State charter, federally insured · Chartered 1959
Total assets
$627.60M
Shares & deposits
$558.27M
Total loans
$480.03M
Members
29,813
Net worth
$70.87M
Branches
7
Rank: #670 of 4,299 U.S. credit unions by assets · #15 of 88 in Alabama. Assets changed 8.9% and membership -7.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Net worth ratio (capital) | 11.29% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.37% |
| Loans to shares & deposits | 86.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $498.28M | $449.67M | $0 | $51.32M |
| Jun 2023 | $527.08M | $451.53M | $0 | $56.06M |
| Jun 2024 | $550.27M | $474.97M | $0 | $58.88M |
| Jun 2025 | $576.05M | $515.40M | $0 | $63.47M |
| Jun 2026 | $627.60M | $558.27M | $0 | $70.87M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 7 |
Similar-sized credit unions
Insight ($629.13M) · Co-Op ($626.75M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
Advertisement