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Credit Unions · Alabama

Emblem

GADSDEN, AL · NCUA Charter #67252 · State charter, federally insured · Chartered 1959

Total assets
$627.60M
Shares & deposits
$558.27M
Total loans
$480.03M
Members
29,813
Net worth
$70.87M
Branches
7
Rank: #670 of 4,299 U.S. credit unions by assets · #15 of 88 in Alabama. Assets changed 8.9% and membership -7.4% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)11.29%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.37%
Loans to shares & deposits86.0%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$498.28M$449.67M$0$51.32M
Jun 2023$527.08M$451.53M$0$56.06M
Jun 2024$550.27M$474.97M$0$58.88M
Jun 2025$576.05M$515.40M$0$63.47M
Jun 2026$627.60M$558.27M$0$70.87M

Branch footprint

StateBranches
Alabama7

Similar-sized credit unions

Insight ($629.13M) · Co-Op ($626.75M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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