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Credit Unions · South Carolina
Emerald Credit Association
Greenwood, SC · NCUA Charter #19047 · Federal charter · Chartered 1968
Total assets
$10.30M
Shares & deposits
$9.38M
Total loans
$7.25M
Members
1,193
Net worth
$864.60K
Branches
2
Rank: #3,511 of 4,299 U.S. credit unions by assets · #41 of 45 in South Carolina. Assets changed 7.3% and membership -3.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.39% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 77.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $9.54M | $8.87M | $0 | $627.51K |
| Jun 2023 | $9.26M | $8.51M | $0 | $683.18K |
| Jun 2024 | $9.06M | $8.22M | $0 | $766.90K |
| Jun 2025 | $9.60M | $8.72M | $0 | $822.76K |
| Jun 2026 | $10.30M | $9.38M | $0 | $864.60K |
Branch footprint
| State | Branches |
|---|---|
| South Carolina | 1 |
| Missouri | 1 |
Similar-sized credit unions
Hoboken N J Police ($10.32M) · Colquitt County Teacher ($10.27M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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