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Emerald Credit Union, Inc.
GARFIELD HTS, OH · NCUA Charter #97077 · State charter · Chartered 1955
Total assets
$32.70M
Shares & deposits
$29.24M
Total loans
$18.91M
Members
3,309
Net worth
$2.90M
Branches
1
Rank: #2,767 of 4,299 U.S. credit unions by assets · #128 of 192 in Ohio. Assets changed -3.9% and membership -7.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.86% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.68% |
| Loans to shares & deposits | 64.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $39.06M | $35.53M | $0 | $2.99M |
| Jun 2023 | $35.90M | $32.15M | $0 | $3.56M |
| Jun 2024 | $34.11M | $30.26M | $0 | $3.49M |
| Jun 2025 | $34.02M | $30.04M | $0 | $3.34M |
| Jun 2026 | $32.70M | $29.24M | $0 | $2.90M |
Branch footprint
| State | Branches |
|---|---|
| Ohio | 1 |
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Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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