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Empower
Syracuse, NY · NCUA Charter #3025 · Federal charter · Chartered 1939
Total assets
$4.34B
Shares & deposits
$3.88B
Total loans
$3.57B
Members
310,884
Net worth
$419.40M
Branches
26
Rank: #113 of 4,299 U.S. credit unions by assets · #10 of 268 in New York. Assets changed 5.6% and membership 6.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.67% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.72% |
| Loans to shares & deposits | 91.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.95B | $2.65B | $0 | $287.83M |
| Jun 2023 | $3.28B | $2.89B | $0 | $326.66M |
| Jun 2024 | $3.66B | $3.30B | $0 | $356.70M |
| Jun 2025 | $4.11B | $3.70B | $0 | $387.48M |
| Jun 2026 | $4.34B | $3.88B | $0 | $419.40M |
Branch footprint
| State | Branches |
|---|---|
| New York | 26 |
Similar-sized credit unions
Credit Human ($4.34B) · Rogue ($4.33B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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