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Empowerment Community Development
Houston, TX · NCUA Charter #24769 · Federal charter · Chartered 2006
Total assets
$684.88K
Shares & deposits
$647.00K
Total loans
$407.88K
Members
571
Net worth
$40.58K
Branches
3
Rank: #4,203 of 4,299 U.S. credit unions by assets · #377 of 380 in Texas. Assets changed -27.8% and membership -4.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 5.93% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 40.54% |
| Loans to shares & deposits | 63.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.05M | $965.40K | $0 | $79.89K |
| Jun 2023 | $1.08M | $997.74K | $0 | $78.30K |
| Jun 2024 | $1.05M | $968.94K | $0 | $78.64K |
| Jun 2025 | $948.08K | $863.48K | $0 | $76.83K |
| Jun 2026 | $684.88K | $647.00K | $0 | $40.58K |
Branch footprint
| State | Branches |
|---|---|
| Texas | 3 |
Similar-sized credit unions
Sts Peter & Paul ($707.38K) · St. Gregory Parish ($682.65K)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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