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Encompass Niagara
Niagara Falls, NY · NCUA Charter #24873 · Federal charter · Chartered 1934
Total assets
$23.22M
Shares & deposits
$20.39M
Total loans
$13.35M
Members
2,651
Net worth
$2.77M
Branches
1
Rank: #3,025 of 4,299 U.S. credit unions by assets · #175 of 268 in New York. Assets changed -4.4% and membership -9.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.93% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 1.76% |
| Loans to shares & deposits | 65.5% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $11.60M | $9.98M | $0 | $1.64M |
| Jun 2023 | $14.19M | $12.62M | $0 | $1.59M |
| Jun 2024 | $15.13M | $13.39M | $0 | $1.71M |
| Jun 2025 | $24.28M | $20.96M | $0 | $3.27M |
| Jun 2026 | $23.22M | $20.39M | $0 | $2.77M |
Branch footprint
| State | Branches |
|---|---|
| New York | 1 |
Similar-sized credit unions
Wolf Point ($23.28M) · Ontario Public Employees ($23.18M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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