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Essential
Baton Rouge, LA · NCUA Charter #68736 · State charter, federally insured · Chartered 1972
Total assets
$434.24M
Shares & deposits
$362.40M
Total loans
$349.38M
Members
31,430
Net worth
$39.35M
Branches
7
Rank: #826 of 4,299 U.S. credit unions by assets · #13 of 136 in Louisiana. Assets changed 8.3% and membership -14.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.06% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.80% |
| Loans to shares & deposits | 96.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2023 | $380.43M | $342.23M | $0 | $36.60M |
| Jun 2024 | $380.72M | $336.32M | $0 | $36.26M |
| Jun 2025 | $400.82M | $358.65M | $0 | $38.82M |
| Jun 2026 | $434.24M | $362.40M | $0 | $39.35M |
Branch footprint
| State | Branches |
|---|---|
| Louisiana | 6 |
| Texas | 1 |
Similar-sized credit unions
Chessie ($434.39M) · Dexsta ($432.34M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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