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Financialedge
Bay City, MI · NCUA Charter #61619 · State charter, federally insured · Chartered 1950
Total assets
$147.18M
Shares & deposits
$127.42M
Total loans
$84.25M
Members
8,831
Net worth
$18.08M
Branches
2
Rank: #1,512 of 4,299 U.S. credit unions by assets · #97 of 169 in Michigan. Assets changed 9.1% and membership 0.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.29% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.22% |
| Loans to shares & deposits | 66.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $131.73M | $118.37M | $0 | $12.88M |
| Jun 2023 | $124.21M | $109.93M | $0 | $14.28M |
| Jun 2024 | $125.16M | $108.89M | $0 | $15.69M |
| Jun 2025 | $134.95M | $116.66M | $0 | $17.13M |
| Jun 2026 | $147.18M | $127.42M | $0 | $18.08M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 2 |
Similar-sized credit unions
Syracuse Fire Department Employees ($147.38M) · Xplore ($147.11M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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