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Finger Lakes
GENEVA, NY · NCUA Charter #18022 · Federal charter · Chartered 1967
Total assets
$259.48M
Shares & deposits
$219.23M
Total loans
$157.84M
Members
19,858
Net worth
$37.95M
Branches
4
Rank: #1,125 of 4,299 U.S. credit unions by assets · #53 of 268 in New York. Assets changed 3.8% and membership -2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.05% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.05% |
| Loans to shares & deposits | 72.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $248.62M | $229.46M | $0 | $22.42M |
| Jun 2023 | $241.26M | $219.36M | $0 | $24.99M |
| Jun 2024 | $237.64M | $208.41M | $0 | $28.38M |
| Jun 2025 | $250.02M | $213.44M | $0 | $33.28M |
| Jun 2026 | $259.48M | $219.23M | $0 | $37.95M |
Branch footprint
| State | Branches |
|---|---|
| New York | 4 |
Similar-sized credit unions
Gerber ($259.52M) · Knoxville Teachers ($259.28M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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