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First Capital
York, PA · NCUA Charter #24490 · Federal charter · Chartered 1954
Total assets
$368.45M
Shares & deposits
$322.39M
Total loans
$214.80M
Members
21,325
Net worth
$43.75M
Branches
6
Rank: #921 of 4,299 U.S. credit unions by assets · #30 of 269 in Pennsylvania. Assets changed 5.5% and membership 0.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.95% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.14% |
| Loans to shares & deposits | 66.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $319.96M | $295.41M | $0 | $25.02M |
| Jun 2023 | $308.83M | $279.93M | $0 | $30.62M |
| Jun 2024 | $313.53M | $278.90M | $0 | $34.80M |
| Jun 2025 | $349.27M | $308.30M | $0 | $39.34M |
| Jun 2026 | $368.45M | $322.39M | $0 | $43.75M |
Branch footprint
| State | Branches |
|---|---|
| Pennsylvania | 6 |
Similar-sized credit unions
Summit ($368.80M) · Panhandle ($367.93M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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