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First Trust
Michigan City, IN · NCUA Charter #68596 · State charter, federally insured · Chartered 1959
Total assets
$191.59M
Shares & deposits
$165.37M
Total loans
$53.15M
Members
15,191
Net worth
$25.75M
Branches
4
Rank: #1,314 of 4,299 U.S. credit unions by assets · #31 of 121 in Indiana. Assets changed 5.9% and membership 3.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.44% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 2.22% |
| Loans to shares & deposits | 32.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $170.14M | $153.36M | $0 | $16.46M |
| Jun 2023 | $170.41M | $151.93M | $0 | $18.07M |
| Jun 2024 | $167.92M | $147.61M | $0 | $19.88M |
| Jun 2025 | $180.90M | $157.67M | $0 | $22.76M |
| Jun 2026 | $191.59M | $165.37M | $0 | $25.75M |
Branch footprint
| State | Branches |
|---|---|
| Indiana | 4 |
Similar-sized credit unions
First Central ($191.74M) · Public Safety ($191.40M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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