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First Watch
Abilene, TX · NCUA Charter #13290 · Federal charter · Chartered 1959
Total assets
$104.72M
Shares & deposits
$94.67M
Total loans
$69.06M
Members
9,088
Net worth
$9.76M
Branches
2
Rank: #1,789 of 4,299 U.S. credit unions by assets · #140 of 380 in Texas. Assets changed 5.6% and membership -2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.33% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 73.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $96.65M | $87.06M | $0 | $9.25M |
| Jun 2023 | $101.42M | $92.05M | $0 | $9.48M |
| Jun 2024 | $97.67M | $87.89M | $0 | $9.76M |
| Jun 2025 | $99.13M | $89.29M | $0 | $9.68M |
| Jun 2026 | $104.72M | $94.67M | $0 | $9.76M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 2 |
Similar-sized credit unions
Civic Central ($105.02M) · Route 31 ($104.63M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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