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Franklin-Somerset
MADISON, ME · NCUA Charter #15159 · Federal charter · Chartered 1962
Total assets
$149.29M
Shares & deposits
$129.28M
Total loans
$65.38M
Members
10,001
Net worth
$19.29M
Branches
7
Rank: #1,504 of 4,299 U.S. credit unions by assets · #29 of 48 in Maine. Assets changed 6.5% and membership -1.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.92% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.60% |
| Loans to shares & deposits | 50.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $128.90M | $113.91M | $0 | $13.96M |
| Jun 2023 | $130.16M | $114.45M | $0 | $15.08M |
| Jun 2024 | $133.50M | $116.33M | $0 | $16.48M |
| Jun 2025 | $140.19M | $121.53M | $0 | $17.77M |
| Jun 2026 | $149.29M | $129.28M | $0 | $19.29M |
Branch footprint
| State | Branches |
|---|---|
| Maine | 6 |
| Florida | 1 |
Similar-sized credit unions
North Star Community ($149.36M) · Community First ($148.80M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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