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Credit Unions · New York

Gates Chili

Rochester, NY · NCUA Charter #16236 · Federal charter · Chartered 1964

Total assets
$30.37M
Shares & deposits
$28.15M
Total loans
$13.85M
Members
2,013
Net worth
$2.33M
Branches
1
Rank: #2,817 of 4,299 U.S. credit unions by assets · #162 of 268 in New York. Assets changed -1.8% and membership -7.7% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)7.68%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.23%
Loans to shares & deposits49.2%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$32.64M$30.59M$0$2.04M
Jun 2023$32.51M$30.53M$0$1.98M
Jun 2024$31.07M$29.14M$0$2.01M
Jun 2025$30.94M$28.66M$0$2.15M
Jun 2026$30.37M$28.15M$0$2.33M

Branch footprint

StateBranches
New York1

Similar-sized credit unions

River Community ($30.38M) · Community & Teachers ($30.33M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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