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Ghs
Binghamton, NY · NCUA Charter #3841 · Federal charter · Chartered 1940
Total assets
$252.74M
Shares & deposits
$217.11M
Total loans
$167.76M
Members
19,025
Net worth
$23.23M
Branches
2
Rank: #1,145 of 4,299 U.S. credit unions by assets · #55 of 268 in New York. Assets changed 11.3% and membership 18.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.68% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 3.96% |
| Loans to shares & deposits | 77.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $218.35M | $203.89M | $0 | $17.67M |
| Jun 2023 | $225.51M | $204.21M | $0 | $20.40M |
| Jun 2024 | $229.08M | $211.15M | $0 | $21.40M |
| Jun 2025 | $226.98M | $207.45M | $0 | $19.96M |
| Jun 2026 | $252.74M | $217.11M | $0 | $23.23M |
Branch footprint
| State | Branches |
|---|---|
| New York | 2 |
Similar-sized credit unions
Keys ($253.16M) · Community West ($252.41M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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