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Credit Unions · New York

Gowanda Area

Gowanda, NY · NCUA Charter #818 · Federal charter · Chartered 1935

Total assets
$33.53M
Shares & deposits
$28.09M
Total loans
$12.63M
Members
1,845
Net worth
$5.38M
Branches
1
Rank: #2,748 of 4,299 U.S. credit unions by assets · #157 of 268 in New York. Assets changed 6.9% and membership -2.4% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)16.06%
Return on assets (annualized, approx.)0.00%
Loans to shares & deposits45.0%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$28.66M$26.08M$0$2.55M
Jun 2023$29.36M$26.28M$0$3.05M
Jun 2024$29.49M$25.61M$0$3.83M
Jun 2025$31.38M$26.66M$0$4.68M
Jun 2026$33.53M$28.09M$0$5.38M

Branch footprint

StateBranches
New York1

Similar-sized credit unions

Greater Wayne Community ($33.57M) · Rome ($33.51M)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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