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Gratiot Community
Alma, MI · NCUA Charter #61986 · State charter, federally insured · Chartered 1955
Total assets
$59.73M
Shares & deposits
$53.08M
Total loans
$40.84M
Members
6,667
Net worth
$5.45M
Branches
4
Rank: #2,257 of 4,299 U.S. credit unions by assets · #131 of 169 in Michigan. Assets changed 6.1% and membership 0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.13% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.04% |
| Loans to shares & deposits | 76.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $55.48M | $50.83M | $0 | $3.92M |
| Jun 2023 | $55.43M | $50.85M | $0 | $4.20M |
| Jun 2024 | $55.04M | $49.68M | $0 | $4.31M |
| Jun 2025 | $56.29M | $50.79M | $0 | $4.70M |
| Jun 2026 | $59.73M | $53.08M | $0 | $5.45M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 4 |
Similar-sized credit unions
Remington ($59.86M) · Riverside Community ($59.60M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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