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Guardian
Prattville, AL · NCUA Charter #68374 · State charter, federally insured · Chartered 1958
Total assets
$1.27B
Shares & deposits
$1.03B
Total loans
$970.78M
Members
95,671
Net worth
$120.57M
Branches
18
Rank: #390 of 4,299 U.S. credit unions by assets · #10 of 88 in Alabama. Assets changed 12.6% and membership 2.9% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.46% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.75% |
| Loans to shares & deposits | 93.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $815.46M | $703.30M | $0 | $78.60M |
| Jun 2023 | $913.13M | $795.61M | $0 | $86.09M |
| Jun 2024 | $1.06B | $920.97M | $0 | $93.68M |
| Jun 2025 | $1.13B | $960.55M | $0 | $104.14M |
| Jun 2026 | $1.27B | $1.03B | $0 | $120.57M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 18 |
Similar-sized credit unions
Worth ($1.28B) · Sidney ($1.27B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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