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Guardians
WEST PALM BEACH, FL · NCUA Charter #67521 · State charter, federally insured · Chartered 1991
Total assets
$309.55M
Shares & deposits
$256.37M
Total loans
$207.36M
Members
36,157
Net worth
$45.43M
Branches
6
Rank: #1,033 of 4,299 U.S. credit unions by assets · #45 of 107 in Florida. Assets changed 1.6% and membership -1.6% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 14.68% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.19% |
| Loans to shares & deposits | 80.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $304.15M | $261.21M | $0 | $33.26M |
| Jun 2023 | $295.46M | $252.29M | $0 | $35.45M |
| Jun 2024 | $299.06M | $249.40M | $0 | $39.06M |
| Jun 2025 | $304.72M | $253.42M | $0 | $42.84M |
| Jun 2026 | $309.55M | $256.37M | $0 | $45.43M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 6 |
Similar-sized credit unions
Decatur Earthmover ($310.26M) · Santa Barbara Teachers ($308.48M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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