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Gulf Winds
PENSACOLA, FL · NCUA Charter #68694 · State charter, federally insured · Chartered 1954
Total assets
$1.36B
Shares & deposits
$1.22B
Total loans
$970.25M
Members
74,541
Net worth
$134.84M
Branches
13
Rank: #369 of 4,299 U.S. credit unions by assets · #24 of 107 in Florida. Assets changed 12.5% and membership 2.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.90% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.29% |
| Loans to shares & deposits | 79.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.02B | $943.19M | $0 | $99.72M |
| Jun 2023 | $1.06B | $951.65M | $0 | $106.59M |
| Jun 2024 | $1.18B | $1.05B | $0 | $113.57M |
| Jun 2025 | $1.21B | $1.08B | $0 | $124.52M |
| Jun 2026 | $1.36B | $1.22B | $0 | $134.84M |
Branch footprint
| State | Branches |
|---|---|
| Florida | 10 |
| Alabama | 3 |
Similar-sized credit unions
Quorum ($1.37B) · Capital Educators ($1.35B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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