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H.P.C.
ALPENA, MI · NCUA Charter #62219 · State charter, federally insured · Chartered 1950
Total assets
$171.86M
Shares & deposits
$148.03M
Total loans
$100.70M
Members
7,703
Net worth
$23.43M
Branches
3
Rank: #1,407 of 4,299 U.S. credit unions by assets · #90 of 169 in Michigan. Assets changed 9.8% and membership 2.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 13.63% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.11% |
| Loans to shares & deposits | 68.0% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $162.50M | $141.69M | $0 | $20.02M |
| Jun 2023 | $160.20M | $138.55M | $0 | $20.12M |
| Jun 2024 | $155.13M | $132.72M | $0 | $20.91M |
| Jun 2025 | $156.59M | $133.66M | $0 | $22.06M |
| Jun 2026 | $171.86M | $148.03M | $0 | $23.43M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 3 |
Similar-sized credit unions
Heartland ($172.01M) · Mission City ($171.69M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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