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Har-Co
BEL AIR, MD · NCUA Charter #68639 · State charter, federally insured · Chartered 1955
Total assets
$286.35M
Shares & deposits
$257.05M
Total loans
$192.26M
Members
13,597
Net worth
$26.98M
Branches
3
Rank: #1,065 of 4,299 U.S. credit unions by assets · #26 of 60 in Maryland. Assets changed 4.9% and membership -1.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.74% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.96% |
| Loans to shares & deposits | 74.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $252.36M | $231.83M | $0 | $19.20M |
| Jun 2023 | $250.16M | $226.07M | $0 | $21.39M |
| Jun 2024 | $256.73M | $230.31M | $0 | $23.29M |
| Jun 2025 | $273.03M | $244.54M | $0 | $25.09M |
| Jun 2026 | $286.35M | $257.05M | $0 | $26.98M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 3 |
Similar-sized credit unions
1St Community ($287.56M) · Glacier Hills ($285.78M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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