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Harborlight
WHITEHALL, MI · NCUA Charter #62066 · State charter, federally insured · Chartered 1954
Total assets
$170.12M
Shares & deposits
$149.26M
Total loans
$109.26M
Members
11,505
Net worth
$19.26M
Branches
2
Rank: #1,415 of 4,299 U.S. credit unions by assets · #91 of 169 in Michigan. Assets changed 3.6% and membership -0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.32% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.17% |
| Loans to shares & deposits | 73.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $171.24M | $156.25M | $0 | $12.23M |
| Jun 2023 | $164.88M | $148.25M | $0 | $14.61M |
| Jun 2024 | $157.31M | $139.73M | $0 | $15.60M |
| Jun 2025 | $164.25M | $145.14M | $0 | $17.24M |
| Jun 2026 | $170.12M | $149.26M | $0 | $19.26M |
Branch footprint
| State | Branches |
|---|---|
| Michigan | 2 |
Similar-sized credit unions
Latah ($170.36M) · Princeton ($169.17M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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