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Hema
SILVER SPRING, MD · NCUA Charter #19514 · Federal charter · Chartered 1969
Total assets
$16.65M
Shares & deposits
$14.99M
Total loans
$6.92M
Members
1,771
Net worth
$1.63M
Branches
3
Rank: #3,228 of 4,299 U.S. credit unions by assets · #50 of 60 in Maryland. Assets changed -4.0% and membership -4.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.78% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.13% |
| Loans to shares & deposits | 46.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $19.60M | $17.93M | $0 | $1.65M |
| Jun 2023 | $18.50M | $16.82M | $0 | $1.64M |
| Jun 2024 | $17.65M | $16.02M | $0 | $1.62M |
| Jun 2025 | $17.35M | $15.67M | $0 | $1.68M |
| Jun 2026 | $16.65M | $14.99M | $0 | $1.63M |
Branch footprint
| State | Branches |
|---|---|
| Maryland | 2 |
| Utah | 1 |
Similar-sized credit unions
Att-Wyo Correctional Employees ($16.66M) · Gorman-Rupp & Associates ($16.65M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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