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Heritage Family
Rutland, VT · NCUA Charter #24742 · Federal charter · Chartered 1956
Total assets
$869.84M
Shares & deposits
$736.08M
Total loans
$632.11M
Members
54,984
Net worth
$105.07M
Branches
13
Rank: #531 of 4,299 U.S. credit unions by assets · #4 of 12 in Vermont. Assets changed 7.6% and membership 2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 12.08% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.53% |
| Loans to shares & deposits | 85.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $723.44M | $666.48M | $0 | $69.73M |
| Jun 2023 | $737.19M | $628.32M | $0 | $78.93M |
| Jun 2024 | $757.14M | $621.50M | $0 | $86.56M |
| Jun 2025 | $808.52M | $682.19M | $0 | $96.11M |
| Jun 2026 | $869.84M | $736.08M | $0 | $105.07M |
Branch footprint
| State | Branches |
|---|---|
| Vermont | 11 |
| New Hampshire | 1 |
| New York | 1 |
Similar-sized credit unions
Boulder Dam ($871.54M) · Ardent ($869.28M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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