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Heritage Usa
Midland, TX · NCUA Charter #6434 · Federal charter · Chartered 1949
Total assets
$98.50M
Shares & deposits
$87.51M
Total loans
$79.27M
Members
6,892
Net worth
$8.67M
Branches
3
Rank: #1,832 of 4,299 U.S. credit unions by assets · #144 of 380 in Texas. Assets changed -7.0% and membership 2.1% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.80% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.58% |
| Loans to shares & deposits | 90.6% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $65.72M | $56.90M | $0 | $7.57M |
| Jun 2023 | $79.21M | $69.28M | $0 | $9.05M |
| Jun 2024 | $95.85M | $83.28M | $0 | $10.52M |
| Jun 2025 | $105.93M | $91.94M | $0 | $11.10M |
| Jun 2026 | $98.50M | $87.51M | $0 | $8.67M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 3 |
Similar-sized credit unions
Va Desert Pacific ($98.82M) · South Carolina National Guard ($98.27M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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