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Houston Belt & Terminal
HUMBLE, TX · NCUA Charter #6318 · Federal charter · Chartered 1949
Total assets
$3.84M
Shares & deposits
$2.24M
Total loans
$2.55M
Members
589
Net worth
$1.55M
Branches
1
Rank: #3,925 of 4,299 U.S. credit unions by assets · #352 of 380 in Texas. Assets changed 4.9% and membership 0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 40.46% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 9.37% |
| Loans to shares & deposits | 114.1% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.35M | $2.78M | $0 | $1.36M |
| Jun 2023 | $4.10M | $2.65M | $0 | $1.38M |
| Jun 2024 | $3.90M | $2.35M | $0 | $1.43M |
| Jun 2025 | $3.66M | $2.13M | $0 | $1.49M |
| Jun 2026 | $3.84M | $2.24M | $0 | $1.55M |
Branch footprint
| State | Branches |
|---|---|
| Texas | 1 |
Similar-sized credit unions
Powell Schools ($3.87M) · Union Pacific Employees ($3.84M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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